House loan is the hardest loan any people can get and also people hardly avoid this kind of loan since it’s the most important one. Everybody needs to have a house and also not everybody can afford to buy a house in cash. The only way that people can be able to have a house is to make the home loan. I’m one of the people who have that loan as well and I will be very happy if I can pay off the entire home loan.

What’s more, I don’t want to make any debt but this is the only one debt that I can’t avoid even I don’t want to have it but it also hard for me to get it as well. In my case, I need to work as an employee at least for a month and also I have to get money in my account as same as the salary amount in the same day in every month as well. It’s very strict, huh? Sometimes, I just want to take the payday loan instead. The complicated process makes me forget about the high rate of interest.

For me my answer for that question is America. I have found many loan companies from America. I have to tell you, many or a lot. I think I know at least ten and also some other loan companies which I haven’t found out yet. The loan is quite simple and requires only zero documents. If you have the income at least $800 every month and also have an active bank account, you will be able to take a loan. It’s like that, very easy and simple.

For more detail of the payday loan in America, you can find out the deep details from my future blogs soon.

Tax payment papers are also important if you want to make a loan. You might wonder why it’s important, it’s required only for employees of the company who get cash from the employers. If you are the employee and want to make a loan but you always get cash from your boss, so you will not have the salary slip or the bank statement to show that you have monthy salary to your account from your boss every month.

So the bank or the loan company will need the tax payment papers from you to prove that you really get money from the boss for sure. This rule is required by the country which they don’t set the social security number like in the States. For example: Thailand, all Thai banks or Thai loan companies need the tax payment papers from the borrowers to prove their salary if they got salary in cash.

So if you don’t pay tax, you have to start paying by now if you need to have a right to do a loan.