For me my answer for that question is America. I have found many loan companies from America. I have to tell you, many or a lot. I think I know at least ten and also some other loan companies which I haven’t found out yet. The loan is quite simple and requires only zero documents. If you have the income at least $800 every month and also have an active bank account, you will be able to take a loan. It’s like that, very easy and simple.

For more detail of the payday loan in America, you can find out the deep details from my future blogs soon.

Tax payment papers are also important if you want to make a loan. You might wonder why it’s important, it’s required only for employees of the company who get cash from the employers. If you are the employee and want to make a loan but you always get cash from your boss, so you will not have the salary slip or the bank statement to show that you have monthy salary to your account from your boss every month.

So the bank or the loan company will need the tax payment papers from you to prove that you really get money from the boss for sure. This rule is required by the country which they don’t set the social security number like in the States. For example: Thailand, all Thai banks or Thai loan companies need the tax payment papers from the borrowers to prove their salary if they got salary in cash.

So if you don’t pay tax, you have to start paying by now if you need to have a right to do a loan.

I’m just thinking about making a loan and realize that it’s not that easy at all if we need to make a loan with night very high interest. Normally, some bank or loan companies need the statements or salary slips 6 months backward to prove that you really have money comes to your account or your saving. Moreover, if you need a lot of money of loan, they might require you to have some reference things like house paper or land paper which means they can take those things from you in case you can’t pay off the debt.

I have to say if people are desperate with money, the loan with the high interest but approve within a short time might be the only choice they can choose from.