If you want to stay debt-free and save a little money for the future, just like in any other venture, you should PLAN. The first step to your financial freedom is to get organized. You can start with collecting your financial documents and keep them in a safe file. What exactly are your financial documents? These would include your bank statements, credit card information, insurance policies, tax returns, investment documents and wills. Keeping your financial documents organized can help you evaluate your financial status better and more efficiently.